Appraisal services for Beaver Dam and Dodge County homeowners

Check out the top reasons WI homeowners call on South Central Wisconsin Appraisals:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a WI property tax assessment
To cut your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Own a home in or near Beaver Dam, WI and need help determining the value of it?
Contact South Central Wisconsin Appraisals.

At South Central Wisconsin Appraisals, we understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at South Central Wisconsin Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're seasoned in helping homeowners just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other homes close by. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from South Central Wisconsin Appraisals is your number one weapon.

Recently got a freeze your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from South Central Wisconsin Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? An appraiser from South Central Wisconsin Appraisals can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? South Central Wisconsin Appraisals can help with that too. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.